Onam Celebration 2023

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Government & Immigration Resources

Government Resources

Official government resources help immigrants and families access immigration services, federal information, and public assistance programs.

USCIS Services

Immigration applications
Visa information
Citizenship services
Status updates

Federal Resources

Government services
Public assistance information
Official forms
Community support resources

USCIS USA.GOV

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Emergency & Safety Services

Emergency Services

Call 911 in emergencies for immediate help from police, ambulance, or fire department services anywhere in the United States.

Call 911 For

Police assistance
Ambulance service
Fire emergencies
Immediate emergency help

Important Notes

911 calls are free
Available 24/7
Nationwide emergency access
Use only for emergencies

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Financial Credit Building

Build Credit History

A good credit history helps with apartment rentals, loans, credit cards, and long-term financial stability in the United States.

How To Start

Secured credit cards
Small monthly payments
Utility bills in your name
Timely bill payments

Credit Bureaus

Experian
Equifax
TransUnion
Credit monitoring services

EXPERIAN EQUIFAX TRANSUNION

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Education Support

Public Schools

Public schools in the United States provide free education for children and help families access quality learning opportunities.

Key Facts

Free education ages 5–18
No tuition fees
Funded by local taxes
Community school system

How To Enroll

Contact school district
Proof of address
Birth certificate
Immunization records

NJ EDUCATION DIRECTORY

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Language Learning

English Classes

Free English learning programs help newcomers improve communication skills for work, education, and everyday life in the United States.

Benefits

Improve communication
Build confidence
Workplace language skills
Daily conversation practice

Free Learning Options

Online ESL classes
Self-paced lessons
Community literacy support
Beginner-friendly programs

USA LEARNS LITERACY NJ

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Housing & Rental Support

Housing Assistance

Finding stable housing and maintaining proper address documentation are important for banking, DMV services, immigration records, and everyday life in the United States.

Rental Websites

Zillow
Apartments.com
Realtor.com
Apartment search tools

Important Tips

Always sign lease
Keep proof of address
Save rental documents
Use for official records

ZILLOW APARTMENTS.COM REALTOR.COM

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Identity & Driving Access

Driver’s License / State ID

A New Jersey driver’s license or state ID helps with transportation, identity verification, and accessing important everyday services.

Documents Needed

Passport
Visa documents
Proof of NJ address
SSN if required

Application Process

Visit MVC office
Schedule appointment
Submit documents
Complete verification

NJ MVC WEBSITE

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Affordable Connectivity Support

Phone & Internet Help

Eligible households may receive discounted or low-cost phone and internet services through federal assistance and connectivity support programs.

Lifeline Program

Low-cost phone plans
$5–$10 monthly service
Free phone options
Income-based eligibility

Internet Assistance

Monthly internet discounts
Affordable connectivity help
Free internet for some
Household eligibility applies

LIFELINE ACP PROGRAM

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Temporary Financial Support

Cash Assistance

Temporary Assistance for Needy Families (TANF) offers short-term financial aid and supportive services for eligible families experiencing financial difficulties.

What It Provides

Temporary cash benefits
Family support services
Emergency financial help
Basic living assistance

Eligibility

Limited eligibility rules
Income-based qualification
Varies by immigration status
Support for qualifying families

TANF PROGRAM

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Food Assistance Support

SNAP Benefits

The Supplemental Nutrition Assistance Program (SNAP) helps eligible families and individuals receive monthly grocery support through an EBT card for essential food purchases.

What It Provides

Monthly grocery benefits
EBT payment card
Food purchase assistance
Support for families

Eligibility

Income-based qualification
Rules vary by status
Limited H-1B eligibility
Green card waiting period

NJ SNAP PROGRAM

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Very Important

Health Insurance

Healthcare in the U.S. can be very expensive without insurance. Choosing the right coverage protects you from major medical expenses.

Marketplace Insurance

Income-based subsidies
Private insurance plans
Healthcare coverage
Popular for H-1B workers

Medicaid

Free or low-cost care
Income-based eligibility
Doctor visits
Hospital coverage

Important Eligibility Note

Most H-1B visa holders are not immediately eligible for Medicaid
Green card holders may qualify depending on income and waiting period

HEALTHCARE.GOV NJ FAMILYCARE

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Affordable Medical Support

Low-Cost Healthcare

New Jersey offers affordable healthcare programs and community medical support for residents without sufficient insurance coverage.

Charity Care

Reduced hospital bills
Emergency care
Inpatient treatment
Financial assistance

Health Centers

Sliding-scale fees
Doctor consultations
Prescription support
Community clinics

Services Covered

Doctor visits
Hospital care
Emergency treatment
Prescription medicines

CHARITY CARE HEALTH CENTERS

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Financial Setup

Open Bank Account

Opening a U.S. bank account helps manage salary deposits, online payments, debit card transactions, and daily expenses.

Why You Need It

Receive salary
Online transactions
Debit card access
Financial history

How To Apply

Visit local branch
Request checking account
Use passport + visa
No SSN option available

Documents Needed

Passport
U.S. address
Visa documents
SSN if available

CHASE BANK OF AMERICA WELLS FARGO

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Stay Connected

Phone Number Setup

A U.S. phone number is essential for banking, job applications, OTP verification, and everyday communication.

Major Carriers

Verizon
AT&T
T-Mobile
Nationwide coverage

Low-Cost Options

Mint Mobile
Cricket Wireless
Metro by T-Mobile
No credit history

Typical Cost

$15–$40/month prepaid plans
No credit history required
SIM activation same day

VERIZON AT&T T-MOBILE

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Important First Step

SSN Application

Apply for your Social Security Number to legally work, file taxes, open bank accounts, and build your financial history in the United States.

Why You Need It

Work authorization
Tax filing
Opening bank accounts
Building credit history

How To Apply

Visit SSA office
Apply in person
Eligible during visa process
Submit required documents

Documents Needed

Passport
Visa documents
I-94 Record
Work authorization

SSA WEBSITE GET I-94

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Important First Step

SSN Application

Apply for your Social Security Number to start working, filing taxes, opening bank accounts, and building your credit history in the U.S.

Why You Need It

Work authorization
Tax filing
Bank accounts
Credit history

Documents

Passport
Visa
I-94 Record
Work permit

SSA WEBSITE GET I-94

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Financial Setup

Open Bank Account

Open your first U.S. checking account for salary deposits, online payments, and everyday financial transactions.

What To Ask

Basic checking
No credit history
Passport + visa
No SSN option

Documents

Passport
U.S. address
Visa documents
SSN if available

CHASE BANK OF AMERICA WELLS FARGO

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